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None of the content on this site (www.1stFML.com) or any of its pages shall be considered an offer for extension of credit, or a commitment to lend. All loans are subject to credit approval and underwriting guidelines. Program terms and conditions apply. Programs, terms, and interest rates are not guaranteed and are subject to change without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value. Additional loan programs may be available. Call for details. Not all applicants may qualify. NMLS# 1833582 (www.nmlsconsumeraccess.org)